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Gold has always been the best investment cherished by people worldwide. Especially when you talk about Indian culture, there is no wedding or occasion left untouched by the presence of gold, be it in the form of ornaments or traditional heirlooms.
Read our blog to know more: Why Heirloom Jewelry is Significant in Indian Weddings
But with time, natural gemstones are gaining their importance in hefty investments. So, is it better to invest in gems or gold? Well, comparing between the two seems to be a different world coming together. This is because both have their benefits. Choosing one is a personal choice, but yes, one can always refer to the benefits of each.
Here are the key differences between the two:
Both precious gemstones and metals like gold, silver, and platinum are tangible assets. Gold tends to be bulkier to store and transport. Thus, for people looking for portable assets, it is less practical.
Gold is expensive, but natural gemstones are both rare and priceless. Diamonds have long been considered the best gemstone that holds the most value. This is because of their scarcity since most mines are being closed now.
Other than this, colored gemstones like Kashmir blue sapphire, Burma ruby, and Colombian green emeralds are rare. Over time, their limited supply has made them the best gemstones to invest in.
Also read: What is the Difference Between Precious and Semi-Precious Stones?
Gold always has a resale value. But do gemstones have a resale value? Yes, precious natural gemstones of high quality and rarity have a resale value. The rarer the stone, the higher its market price and resale value.
Gold prices fluctuate based on economic conditions and inflation. Contrary to this, gemstones are a much more stable option. As gold prices increase with its weight in grams, natural gemstone prices also increase in the same way. For instance, a high-quality 5 carat Kashmiri Neelam is prized high compared to medium-quality 1 carat blue sapphire. Thus, it's better to invest in high-carat weight gemstones.
Also Read: How to Identify a Kashmir Blue Sapphire
Here are a few options you can consider:
Ruby and Sapphires: Both these gems from the corundum mineral family are worth investing in. High-quality sapphires with vivid blue hue and ruby stone with red hue are rare. The main reason for this gaining popularity as gemstone investment is their limited availability.
Particularly blue sapphires from Kashmir and pigeon blood rubies from Burma are exclusively rare. These corundum are gaining a market surge because of their use in high end jewellery.
Also Read: What Color Ruby Is Most Valuable?
Plus, they make a beautiful contrast with white diamonds, adding more value and a splash of color to traditional jewelry, making it unconventional. So, if you invest in precious gemstones like rubies and sapphires today (only the exclusive ones), you will reap benefits in the future. The value of a gemstone depends on the 4C’s (weight, color, cut, and clarity).
Also Read: Best Gemstone Alternatives for Diamond Engagement Ring
Emeralds: Colombian emeralds are the best gold investment alternatives. Colombia is the largest market for high-quality emerald stone. The ones with vivid green color and high clarity are rare.
Read More: What Is Special About Colombian Emeralds?
These gems hold a symbolic meaning in Indian culture. Panna Ratna is said to be auspicious in weddings as they signify fertility and peace in marriage. Gold jewelry with emerald looks stunning and the fusion of premium metal, it is good for long term investment.
Diamonds: Quality diamonds with high clarity are always a profitable investment. One can look for colored diamond options as well, like blue, yellow, and pink diamonds.
Read about List of Precious Pink Gemstones
In this gold vs gemstone investment guide, we will discuss what factors one should consider when investing in natural stones.
This is true that gold is the first choice for investors. However, one should not forget that including precious gemstones in gold jewelry enhances the overall aesthetic appeal of the ornament. So, if you want to gain the long-term value of gemstones, you can consider this option to remain with the traditional essence of gold as well.
When purchasing premium gemstones for sale from auctions, always prioritize quality and authenticity.
Read More: Aga Khan Emerald - Colombian Emerald That Broke All Records At Christie’s Auction
Shop for high-value gemstones through reputed sellers only.
Certification is a must. So, whenever you purchase gems, look for this authenticity card. Looking for investing in gemstones like sapphires? Order blue sapphire with GIA certified, guaranteed quality and value.
Gemstones Grading is another feature that people forget to consider. Always choose high-grade stones like AAAA (top quality, only 1% is available) and AAA (best quality gems with vivid color and high clarity) for investment purposes.
Read More: Why are Grading Reports Essential while Buying Gemstones?
Look for gemstones that have resale value, for instance, ruby, diamonds, blue sapphire, yellow sapphire, and green emeralds. Make sure you pick stones from good origins. For example, investing in quality Colombian Panna stone is worth it. This is because of the rarity factor, unprecedented green color, and clarity.
To conclude, investing in gemstones or gold is a personal choice. Gemstones are a better investment if they are natural, untreated, and exclusive. Choose reputed gem sellers like Navratan, which has a vast collection of gemstones from different origins.
