Terms of Service

Thank you for visiting and choosing Navratan.com. Your use of Navratan is subject to these Terms of Services. We encourage you to review these Terms of Service carefully pertaining to our website (www.navratan.com).

This website is owned and managed by The Gemstone Co. branded as Navratan. Throughout the website the terms "us", "we", or "our" will be used to refer to Navratan. Navratan and our affiliates offer you, the user the opportunity to use our website and avail our services conditioned upon the agreement of our terms, conditions and policies stated here.

We encourage you to read and understand our policies carefully. By accessing, registering and purchasing a service or product from our website anywhere in the world, you agree to be bound by our Terms of Service. Navratan offers you all information and services provided you accept the terms and conditions mentioned here. This will include those mentioned here and some Terms and Services offered through a hyperlink at any time. Any new features and tools that will be added to the website will also be subject to our Terms of Service and can be viewed here. Updating and changing our Terms of Service is a right that we shall maintain and can be done at our discretion.

We are hosted on Shopaccino, who provides the ecommerce platform for us to sell our services and products.

1. Entire Agreement

These Terms of Services and any other guidelines or operating rules posted by us operates as an agreement that will remain an electronic contract legally binding us, Navratan and your membership in the service. This agreement will take the place of any other prior communication either by oral or written between you and us (Navratan). By signing up, accessing and making a purchase with us, you accept the terms of service and agree to the conditions, notices, and disclosures contained and referenced within this agreement through electronic means.

2. Privacy and Content

Your privacy is key to us at Navratan. Our Privacy Policy has all the information on how we use, store, and share your private identifiable information and its disclosure thereafter. We encourage you to review these policies by logging onto our Privacy Policy page, so you are up to date with all our policies. Continued usage and purchase through our website will be noted as an agreement and acceptance of our policy with us and our affiliates. If any point there is any discomfort in our policies, email us and we will try to make changes, restrict and or terminate your contract subject to our own discretion.

3. Eligibility

By engaging in and using our services, you agree to represent the minimum legal age (18 years) in most jurisdictions. Our services have not been created for minors and we will take no responsibility if we have collected data of minors using the website or services. We also do not permit individuals who have been terminally prohibited or suspended to use and engage in the services of our website. By using and browsing Navratan, you agree to be entering knowing well about the legal age requirements and that Navratan cannot be held responsible for the above mentioned.

4. Prohibited Use

By accessing the Navratan website you agree to not partake and exploit in the following:

• Violate any international, national, federal laws
• Infringe and violate upon our IP laws
• Recreate, reproduce, sell, duplicate and exploit our content and services at any point
• Submit false and misleading information
• Upload viruses and malware onto our server, system or our affiliates
• Harass and defame any individual or employee through our services
• Interfere with our security features

You agree that Navratan reserves the right to discretion and can refuse and restrict our services to anyone. We will investigate and take legal action against individuals responsible. A penalty of 50% of the profit made, if any shall be entitled and recovered by Navratan.

5. Sole Membership

Your membership at Navratan is created only for personal use. It cannot be assigned, transferred or licensed so as to be used by any other person/entity. Self authorization of others, person or entity to use your membership will not be acceptable by us.

6. Termination

Our agreement will be held true and in effect while you use the website and or are a member for the life of this website until either terminated by you or us. In the case you wish to terminate your contract/subscription, you must inform Navratan at navratangem99@gmail.com or send us a mail at:

The Gemstone Co.
2nd floor Narendra Plaza,
Ganaga Mata ki Gali,
Gopalji ka rasta,
Jaipur 302003
Rajasthan

Once terminated, you will not be entitled to receive a refund, any unused membership fees, reports and digital content purchased with Navratan. If under our sole judgement we believe there has been a breach and we wish to terminate your contract, Navratan will issue you an email. If there are any unpaid dues, you will remain liable until the dues have been settled or else legal action could be taken. Navratan reserves the right and can terminate your contract without any notice.

7. Third Party/ Affiliates

Certain services and products are outsourced by Navratan to individuals or organisations with or without disclosure to you. You remain bound by the Navratan membership and agreement, however, we are not liable for the inaccuracy of their websites, material or promotions of these third party sites. You acknowledge that Navratan cannot be held responsible and liable for any harm or damages incurred in connection to these third party sites. Navratan can at sole discretion add or remove promotions that have been made available through these third party links. Members are advised to make appropriate/thorough enquiries before acting upon any service advertisement. You agree that the usage of these third party sites will be governed by their terms of service and you cannot hold Navratan responsible. Our Website does not vouch for or subscribe to the claims and representations made by advertisers and will not be held liable for any loss or damages incurred by advertisers.

8. Proprietary Rights

• IP and Logos
  All Intellectual Property rights, Logos and Domain names belong solely to Navratan and can be used only by our licensors. The website contains copyrighted material and trademarks and you have no right to use any of these without a prior written consent. You may not copy, modify, sell, distribute, redistribute products without prior written consent even if you are one of our registered affiliates. Any violation will enable us to retract your agreement and terminate your contract with Navratan, without any refunds.
• Content Inaccuracies
  On occasion there may be inaccuracies in the form of content, from typographical errors, mistakes and omissions in product descriptions, inaccuracies relating to promotions, availability, shipping times, shipping charges. In such situations Navrantan will not be held liable or responsible for any loss, and is under no obligation to update this information, other than pricing of a product as required by law. Any information and advice provided by Navratan should not be wholly depended upon. Our team suggests you to seek out further advice from certified professionals as we will not be held liable or responsible for any loss or damages resulting from the information and advice posted on our website or as communicated through one of our team members.

9. Comments, Feedback and other Submissions

• You accept sole responsibility for every post and comment you publish publicly on our website, our services or to the Navratan team. You agree that you will not post any defamatory, abusive, illegal, sexually offensive, threatening, obscene, questionable, racially abusive material that infringes and violates our Terms of Service.
• You accept sole responsibility for the content and agree that our team may at any point with our own discretion monitor, delete, remove content or terminate your contract that pose to be threatening, unlawful, sexually discriminatory, offensive, pronographic, obscene and defamatory that violates our Terms of Service, our Intellectual property and threatens our consumers.
• You will not provide inaccurate information, in terms of names, email addresses etc, to us or our third party affiliates. You remain solely responsible for comments and their accuracy. Navratan reserves the right to verify this personal information.
• You further agree that any public posting of content to Navratan or our third party affiliates will not contain any libelous, unlawful, spyware, malware, viruses, unlawful buying or making of arms and weapons and will not violate these rights. You agree to legal action as a consequence of this.
• You accept to refrain from interfering with our servers and our networks that are connected to the server.
• By posting content to any public area of Navratan, you automatically grant us and our affiliates, licensees and successors, an irrevocable, perpetual, non-exclusive worldwide license to use, copy, perform, display, recreate, alter and modify the content and to prepare and incorporate into other work.
• You agree that through your communication with Navratan, that you will not send any Junk Mail, Spam Mail, Chain Mails etc.
• You agree to refrain from using spiders, robots or manually conducting data mining activities to recreate or reproduce data in any way.
• You remain solely responsible for promoting illegal content, unauthorised content, copyrighted content with us or our third party affiliates.
• You agree to being solely responsible for public content and that it does not exploit minors or individuals under the legal age requirement (18 years).

10. Disclaimer of Warranties and Limitation of Liabilities

Your use of the Navratan website and our services is wholly and solely at your own risk. We limit our liability through the Terms of Service and we at Navratan do not provide warranties and guarantees for our service. Through this contract we also limit your remedies.

• We do not guarantee that your usage of the service will be uninterrupted, timely or error free.
• That all information downloaded or received and obtained from our website and our services may not be accurate and reliable and will be received at your own risk. You will be solely responsible if any damage has been done to your computer or system causing loss of data.
• That Navratan and our licensors, affiliates, officers, employees and partners disclaim any kind of warranty, whether expressed or implied and will not be held accountable. Except for warranties of merchantability and infringement.
• You agree that Navratan can and might remove services for long periods of time at our sole discretion without and prior notice.
• Under no case shall Navratan together with our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind. This will remain without limitation to lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract or tort (including negligence).
• There is a strict liability on your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility.
• In some states or jurisdictions where they do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

11. Changes and Modifications to Service

Navratan reserves the right to change, modify, alter, discontinue (both temporarily or permanently) a service with or without notice. You accept and agree that Navtratan will not be held responsible for the modification or discontinuation or a certain service.

12. Disputes and Applicable Law

Any disputes regarding service, site, or service agreements shall be governed by the law and the courts only at :

The Gemstone Co.
2nd floor Narendra Plaza,
Ganaga Mata ki Gali,
Gopalji ka rasta,
Jaipur 302003
Rajasthan

13. Indemnification

You accept and agree to indemnify and hold Navratan and our subsidiaries, affiliates, agents, officers, partners and employees harmless from any demand, reasonable attorneys fees, liability, loss, claims that arise from the use of the service in violation to the Terms of Service, and arising from the breach of this agreement.

14. No Third Party Beneficiaries

You agree that there shall be no third party, affiliate, beneficiaries to this Agreement, other than expressed and provided in this Agreement.

15. Severability

In the event any of these Terms and Services are determined to be unlawful or void or unenforceable by law and is deemed severed from our Terms of Service, it should not affect the remaining provisions of the agreement and will still continue to valid, binding and fully enforceable.

16. Other

• This Terms of Service and any other policies or operating rules posted on the website details the entire agreement between Navratan and you, and the usage of the website, and/or its services. If for any instance a provision is held invald, the agreement will come into full effect and force
• You are under obligation to report any wrong, unlawful, misused practices by writing to our customer care team.
• Navratan, after due diligence has the right to terminate or discontinue your subscription and membership with no reimbursements for membership.
• A printed version of this Terms of Service shall be admissible in a judicial administrative proceedings.

Please contact our Customer Service Executive with any questions regarding this agreement.

Navratan is a trademark of The Gemstone Co.

I HAVE READ THIS TERMS OF SERVICE AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.